HRA exemption is one of the largest tax-saving tools available to salaried employees in India. Here's exactly what you need, what qualifies, and how to submit receipts to your employer.
Landlords can legally deduct for unpaid rent and documented damage beyond normal wear, but not for pre-existing issues or cosmetic wear. Here's the law and what documentation protects both sides.
A valid HRA rent receipt needs: tenant name, landlord name and PAN (if rent > ₹1 lakh/year), amount, period, and property address. Missing any field can invalidate your claim.
A proper move-in inspection protects you at move-out. Here's a room-by-room checklist. Why timestamped, geotagged photos are the only documentation that holds up in disputes.
If you pay rent but don't receive HRA from your employer (or are self-employed), Section 80GG lets you claim up to ₹5,000/month as a deduction. Here's how it works.
Indian tenancy law (and most Leave & License agreements) divides maintenance into structural (landlord) and minor/day-to-day (tenant). Here's what falls where, and how to document every repair.